Funding options
Funding options for business growth
Growth loans, property equity, unsecured funding, lines of credit, grants and investors — how each works and which growth plans it suits.
Business growth loans
Business growth loans explained: what they fund, secured vs unsecured options from $5k to $5m, how lenders assess expansion plans and how to size one.
Read more →Property equity for expansion
How to use home or commercial property equity to fund business expansion: first and second mortgages, caveat loans, how much you can access and when it fits.
Read more →Unsecured growth funding
Unsecured growth funding for trading businesses: how turnover and bank statements set the amount, which moves it suits, and how to keep repayments in step.
Read more →Line of credit for growth
How a business line of credit funds growth: draw for campaigns, stock and contract gaps, repay as sales land and pay only for what you use. Worked example.
Read more →Grants vs loans
Business expansion grants vs growth loans: how grants really work, why most are matched or paid after spending, and how to combine a grant with finance.
Read more →Debt vs equity
Debt vs equity for small business growth: what each really costs, how to compare a loan with giving away a share, and when an investor makes more sense.
Read more →Growth loan application
Business expansion loan requirements: the documents, numbers and story lenders look for in a growth application, and how to write a one-page growth case.
Read more →Run the numbers first
Will your move pay for itself?
Weigh the total cost of finance against the extra gross profit your growth move should earn, and see the month it pays for itself. Or take the eight-question readiness check.
See what your business could qualify for
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