Growth moves

Growth moves: what are you boosting?

Marketing, people, equipment, a second site, a contract that changes everything. Pick your move and see how to fund it so it pays its own way.

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Marketing and advertising

Thinking of a loan for marketing? How to size a campaign, work out customer acquisition cost and payback, and which funding suits ad spend in Australia.

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Hiring staff

Finance to hire staff explained: the true cost of a new employee, how long before they pay for themselves, and funding that carries the ramp-up months.

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New equipment

Equipment finance for expansion: how to test whether a new machine, vehicle or tool will pay for itself through utilisation, margin and the $20k write-off.

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A second location

Second location funding for Australian businesses: what a new site really costs, how long it takes to pay back, and how to fund fit-out and ramp-up together.

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Delivering a big contract

Funding a big contract: how to map the cash gap between starting work and getting paid, price the cost of finance into the job, and choose the right facility.

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Fit-outs and refurbishments

Fit-out finance for shops, clinics, cafés and offices: how to budget a fit-out, prove the payback from extra capacity or higher sales, and choose the funding.

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Extra vehicles

Fleet expansion finance for trades, transport and service businesses: when another vehicle pays for itself, what it really costs to run, and how to fund it.

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A new product line

Funding a new product line: budget development, first stock runs and launch marketing, test demand in stages and work out when the new range pays for itself.

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Growing an online store

E-commerce growth funding for online stores: fund ads, stock and fulfilment in step, know your contribution margin and dodge the cash squeeze of scaling.

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Buying a competitor

Thinking of buying a competitor, a customer book or a retiring owner's business? How bolt-on acquisitions pay for themselves and how to fund the purchase.

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Going global

Export expansion finance for Australian businesses: what an overseas push costs, how EMDG grants and export loans fit, and when a new market pays back.

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Technology and automation

Borrowing for technology and automation: how to value time saved, capacity gained and errors avoided, and fund software, systems and machinery that pay back.

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Run the numbers first

Will your move pay for itself?

Weigh the total cost of finance against the extra gross profit your growth move should earn, and see the month it pays for itself. Or take the eight-question readiness check.

See what your business could qualify for

One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.

No credit check to enquire

No spray-and-pray

A real person on your plan