Guides
Guides that answer the real questions
New guides every week — researched, written for Australian businesses, and honest about what lenders look at.
MarketingCash and growthHiringContractsTax and growthPremises
How Much Should a Small Business Spend on Marketing?
How to set a small business marketing budget that pays for itself: three budgeting methods, the maths behind each, and how to scale spend without wasting it.
1 October 2026
Overtrading: Why Growing Too Fast Can Drain Your Cash
What overtrading is, why fast-growing profitable businesses run out of cash, the warning signs to watch, and how to grow quickly without running dry.
1 October 2026
Signs You're Ready to Hire Your First or Next Employee
Eight signs your business is ready to hire, the workload maths that proves it, and the checklist to get right before a new employee's first day in Australia.
1 October 2026
Winning Government Contracts: A Small Business Primer
How small businesses win government contracts in Australia: AusTender and state portals, SME targets, bidding well, and funding delivery before you're paid.
1 October 2026
Crossing the $75k GST Threshold: What Changes as You Grow
Growing past $75,000? When you must register for GST, the projected-turnover trap, pricing choices, BAS timing and how to keep GST cash separate as you scale.
1 October 2026
Signing a Lease for a Second Site: A 12-Point Checklist
Opening a second site? A 12-point lease checklist: disclosure statements, rent reviews, outgoings, make-good, options and how the lease shapes your payback.
1 October 2026See what your business could qualify for
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